Among the many credit unions in Nevada, One Nevada Credit Union is one of the largest locally-based federally insured credit unions in the state. It has a number of locations in Nevada, including North Las Vegas, Henderson, Reno and Las Vegas.
Locations
Located in Winchester, Nevada, One Nevada Credit Union has several locations. The credit union has 16 branches in five cities, including Carson City, Reno, Henderson, and Las Vegas. The company is not for profit and maintains federal tax-exempt status.
There are several services offered by One Nevada, including loans, mortgages, and savings accounts. In fact, One Nevada is one of the largest mortgage lenders in Clark County, Nevada. The credit union offers mortgage assistance programs, including HARP 2.0. The company has recently participated in Nevada’s Hardest Hit Fund.
One Nevada also has a corporate office located in Las Vegas, Nevada. The corporate office is not rated but the company does welcome feedback. The company has a mailing address of 2645 South Mojave Road, Las Vegas, Nevada.
Online banking
Using One Nevada Credit Union’s digital banking, members can manage their money on their own. This service is offered through the internet, mobile phone, and tablet. With it, members can view their accounts, make transfers, and set up recurring payments. Also, they can access additional services, such as CashPerks rewards.
When using One Nevada’s digital banking, members can customize their account display, customize security questions, and customize two-step verification. They can also set up account alerts to be notified of account activity, such as when transactions change, a threshold is reached, or when a payment is made. They can also view cleared check images and submit online forms.
One Nevada’s digital banking also includes a free credit score. Members can access their full credit report and credit score, and they can receive financial tips and recommendations.
Mortgage lending
During the 1980s, a number of smaller credit unions joined Nevada Federal, including Showboat Credit Union, Washoe State Employees Federal Credit Union and North Las Vegas City Employees Federal Credit Union. In 2004, One Nevada opened a commercial lending department to serve the needs of its commercial members. In addition to mortgage lending, the credit union offers insurance, investment, financial planning, and credit and debit cards.
One Nevada Credit Union was a longtime FICS customer. When it decided to open its own mortgage lending department, the credit union knew that it needed the tools to handle the loans in-house. It also needed a system that integrated with its core processing system. The credit union found the system that met all of these criteria. It chose the Dallas-based credit union’s FICS Loan Producer.
Tax-exempt status
Having tax-exempt status is crucial for credit unions. They must operate for the mutual benefit of their members and must not benefit private shareholders. They cannot raise capital through public stock offerings. The IRS maintains a list of organizations that qualify for tax-deductible charitable contributions.
The IRS provides free online tax preparation services. They also print tax exemption cards. The cards are mailed to cardholders’ residential addresses. They may be used to pay for hotel stays, restaurant meals, and other purchases in the United States. However, they cannot be used for gasoline or diesel fuel.
In addition to being tax-exempt, credit unions are required to operate on a not-for-profit basis. Credit unions must also be organized without capital stock. The structure of the credit union is cooperative, meaning that each member has a voice on the board of directors. The board members are volunteers and do not receive compensation for their services.
Insights from 5 Indeed users who have interviewed with One Nevada Credit Union
During our research, we uncovered five of the more than 400 reviews of One Nevada Credit Union. We were curious to find out if this credit union really is the credit union that you see advertised on TV and in your local newspaper. One Nevada Credit Union certainly fits the bill. With a plethora of benefits and opportunities, it is no wonder that they have an employee count of over 4000. In addition to the perks, employees are treated with respect. Those looking for a new career should be able to find employment that suits their skills and interests.
The best part is that One Nevada Credit Union offers competitive pay and benefits. They also have a good work life balance if you are willing to put in the hours.
